Short Term Health Insurance Plans from BCBSFL
One of the most popular types of health insurance is temporary health insurance as it offers coverage to people for short periods of time while they’re in between jobs, waiting for other coverage to begin, newly retired, or a variety of other reasons. It’s ideal for relatively healthy people and is generally quite affordable when compared to other types of plans. Even though it’s short-term coverage, there are plenty of options to choose from. This includes basic coverage to more comprehensive insurance. However, you could be turned down for coverage if you have a pre-existing condition.
Florida short term health insurance from bcbsfl is available and the Blue Cross Blue Shield options are generally quite popular. You’ll find that some companies refer to it as short-term insurance and some may call it temporary insurance. Most of the plans last anywhere from one to 12 months.
One of the short-term health insurance plans from BCBS in Florida is known as BlueOptions Temporary Insurance. This health plan is aimed at those people who are just starting out, waiting for insurance to begin with a new employer, or are in between jobs. You can purchase this insurance in lengths of 30, 60, 90, and 180 months. It offers major medical benefits and it can be renewed for up to 180 days in each 12-month period.
This specific BCBS health plan provides coverage for a wide range of physician and hospital services. You don’t need a referral to see a specialist and you can choose to visit any health care provider which is a member of the plans’ network, which is known as NetworkBlue. You can also visit health care providers outside of the network, but this will end up costing more to do so.
There are several other benefits such as tiered options for the network’s hospitals which can save you more money and offer added predictability. Also, there’s a pharmacy program in place which offers discounts on brand name and generic prescription medications at all participating pharmacies. You can receive this short-term plan from BCBS without the need for medical underwriting. It’s also classified as creditable coverage for those who are waiting for long-term coverage,
Other Florida short term health insurance from BCBSFL includes Blue Options Plan 61. With this policy, you can join the BlueRx Discounts Program. This will offer you discounted prices on generic and brand-name prescription drugs as well as non-preferred prescription medication purchases when showing the participating pharmacies your ID card. You can save on prescription drugs as well if you order them by mail with the PrimeMailÂ plan.
The out-of-pocket-expense maximums with this plan include coinsurance, CYD, co-payments and PAD. There is a $5,000,000 total lifetime maximum for each member of the plan. If you’d like more specific information on Florida short term health insurance from BCBSFL and other types of health care plans don’t hesitate to get in touch with us.